{"id":29817,"date":"2026-10-02T15:54:08","date_gmt":"2026-10-02T11:54:08","guid":{"rendered":"https:\/\/ruyahomes.com\/?p=29817"},"modified":"2026-10-02T15:54:08","modified_gmt":"2026-10-02T11:54:08","slug":"the-real-cost-of-buying-an-off-plan-property-in-dubai","status":"publish","type":"post","link":"https:\/\/ruyahomes.com\/fa\/the-real-cost-of-buying-an-off-plan-property-in-dubai\/","title":{"rendered":"\u0647\u0632\u06cc\u0646\u0647 \u0648\u0627\u0642\u0639\u06cc \u062e\u0631\u06cc\u062f \u0627\u0645\u0644\u0627\u06a9 \u062e\u0627\u0631\u062c \u0627\u0632 \u0637\u0631\u062d \u062f\u0631 \u062f\u0628\u06cc"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u0647\u0632\u06cc\u0646\u0647 \u0648\u0627\u0642\u0639\u06cc \u062e\u0631\u06cc\u062f \u0627\u0645\u0644\u0627\u06a9 \u062e\u0627\u0631\u062c \u0627\u0632 \u0637\u0631\u062d \u062f\u0631 \u062f\u0628\u06cc<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">\u0647\u0632\u06cc\u0646\u0647 \u0648\u0627\u0642\u0639\u06cc \u062e\u0631\u06cc\u062f \u0627\u0645\u0644\u0627\u06a9 \u062e\u0627\u0631\u062c \u0627\u0632 \u0637\u0631\u062d \u062f\u0631 \u062f\u0628\u06cc<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Last updated: October 2026<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When buying an off-plan property in Dubai, the advertised property price is not always the complete amount you need to budget for.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Understanding the additional costs before booking can help you plan your purchase properly.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. Property Purchase Price<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This is the price agreed with the developer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Property price: AED 1,000,000<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Your payment plan might divide this amount into several instalments during construction and at handover.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. Dubai Land Department (DLD) Registration Fee \u2014 4%<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">For a Dubai property sale, the DLD registration fee is <strong>4% of the sale value<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For a property priced at:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>AED 1,000,000<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">4% = <strong>AED 40,000<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So the buyer should understand whether the developer is offering any promotion or arrangement regarding this fee and exactly what amount the buyer is required to pay.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. Oqood \/ Initial Registration<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">For off-plan properties, the sale is registered in the provisional\/initial register before the property is transferred to the final real estate register.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The buyer should make sure the developer provides the appropriate registration documentation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4. Service Charges<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">After handover, owners in jointly owned properties may have annual service charges.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These contribute to the management and maintenance of common areas and facilities.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dubai Land Department provides a Service Charge Index that allows approved service charges to be checked for applicable projects<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">5. Mortgage Costs<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you are financing your purchase, additional costs may include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Mortgage registration<\/li>\n\n\n\n<li>Bank fees<\/li>\n\n\n\n<li>Property valuation<\/li>\n\n\n\n<li>Insurance<\/li>\n\n\n\n<li>Interest\/profit costs<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">DLD lists the mortgage registration fee at <strong>0.25% of the mortgage value<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">6. Other Costs to Consider<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on the property and your purchase structure, you may also need to budget for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Registration-related charges<\/li>\n\n\n\n<li>Trustee\/service fees<\/li>\n\n\n\n<li>Mortgage costs<\/li>\n\n\n\n<li>Furniture<\/li>\n\n\n\n<li>Property management<\/li>\n\n\n\n<li>Utilities<\/li>\n\n\n\n<li>Maintenance<\/li>\n\n\n\n<li>Other applicable charges<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Before You Book<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ask the developer or agent for a complete breakdown showing:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Property price<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>DLD registration fee<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Oqood\/registration charges<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Payment plan<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Service charges<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Other applicable fees<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Handover costs<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This allows you to understand the real financial commitment before signing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Final Thoughts<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Buying off-plan can provide access to new developments and structured payment plans, but buyers should always look beyond the advertised starting price.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Understanding the <strong>4% DLD registration fee<\/strong>, payment schedule and other applicable costs is an important part of planning your purchase.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Looking for off-plan projects in Dubai or Sharjah? Explore our latest projects or contact us for current prices, availability and payment plans<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>The Real Cost of Buying an Off-Plan Property in Dubai The Real Cost of Buying an Off-Plan Property in Dubai Last updated: October 2026 When buying an off-plan property in Dubai, the advertised property price is not always the complete amount you need to budget for. Understanding the additional costs before booking can help you [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29818,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-29817","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"_links":{"self":[{"href":"https:\/\/ruyahomes.com\/fa\/wp-json\/wp\/v2\/posts\/29817","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ruyahomes.com\/fa\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ruyahomes.com\/fa\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ruyahomes.com\/fa\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ruyahomes.com\/fa\/wp-json\/wp\/v2\/comments?post=29817"}],"version-history":[{"count":1,"href":"https:\/\/ruyahomes.com\/fa\/wp-json\/wp\/v2\/posts\/29817\/revisions"}],"predecessor-version":[{"id":29819,"href":"https:\/\/ruyahomes.com\/fa\/wp-json\/wp\/v2\/posts\/29817\/revisions\/29819"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ruyahomes.com\/fa\/wp-json\/wp\/v2\/media\/29818"}],"wp:attachment":[{"href":"https:\/\/ruyahomes.com\/fa\/wp-json\/wp\/v2\/media?parent=29817"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ruyahomes.com\/fa\/wp-json\/wp\/v2\/categories?post=29817"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ruyahomes.com\/fa\/wp-json\/wp\/v2\/tags?post=29817"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}